Bitcoin news - Fintech News. Online news ✅ by @dTechValley https://www.fintechnews.org/fintech/bitcoin/ And Techs news of your sector Fri, 07 Feb 2025 21:44:53 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.7 Is Bitcoin the greatest wealth generator of our time? https://www.fintechnews.org/is-bitcoin-the-greatest-wealth-generator-of-our-time/ https://www.fintechnews.org/is-bitcoin-the-greatest-wealth-generator-of-our-time/#respond Mon, 10 Feb 2025 07:03:38 +0000 https://www.fintechnews.org/?p=36756 Bitcoin’s $100K milestone created 14,211 new millionaires and 4 billionaires. BTC investors become millionaires 22x faster than those in traditional stocks. Billionaire BTC investors achieved wealth 1,064x quicker than stock investors. On December 5, 2024, Bitcoin hit $100,000, marking a significant moment in wealth creation. Early investors saw their holdings turn into vast fortunes, with […]

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  • Bitcoin’s $100K milestone created 14,211 new millionaires and 4 billionaires.

  • BTC investors become millionaires 22x faster than those in traditional stocks.

  • Billionaire BTC investors achieved wealth 1,064x quicker than stock investors.

On December 5, 2024, Bitcoin hit $100,000, marking a significant moment in wealth creation. Early investors saw their holdings turn into vast fortunes, with some becoming millionaires and even billionaires in a short time.
A study by NFT Evening highlights Bitcoin’s incredible impact on personal wealth. As BTC crossed the $100,000 mark, it created 14,211 new millionaires in just one day.
Compared to traditional stocks, these returns are achieved much faster. Stock investors often wait decades to see similar gains.
Moreover, Bitcoin’s rise also minted four new billionaires, proving its unique power to build generational wealth.

The Bitcoin Wealth Amassing Formula

As per this study, people who invest in Bitcoin become millionaires approximately 22 times faster than those who invest in stocks.
When investing $4,000 in Bitcoin in 2010, the ultimate value would amount to $1 million in 3,775 days – or approximately 10.3 years.
The same amount redirected to blue-chip stocks would return $45,000 within the same period. This stark contrast further cements Bitcoin as the king in terms of wealth creation.
The probability of becoming a bitcoin billionaire is even more compressed in time. Starting with only $30,500 in early 2011, an individual could become a Bitcoin billionaire by late 2023. This is in just under 13 years.
That makes it 1,064 times faster than conventional stock investors, who even with similar portfolios would be far from achieving $1 million by then.

Bitcoin Outshines Blue-chip Stocks

Bitcoin’s performance has far surpassed even the most celebrated tech giants. From 2010 to 2020, Bitcoin delivered returns 20 times greater than Apple, nine times higher than Nvidia, and four times Tesla’s gains during the same period.
BTC Vs. Blue Chip Stocks Profitability Between 2010-2020: Source| NFT EveningBTC Vs. Blue Chip Stocks Profitability Between 2010-2020: Source| NFT Evening
The disparity becomes even more striking when viewed over the long term: from 2010 to today, Bitcoin’s cumulative returns have exceeded Apple’s by an astounding 76,000 times and Tesla’s by over 9,000 times.
BTC Vs. Blue-Chips Profitability From 2010 until Today: Source|NFT EveningBTC Vs. Blue-Chips Profitability From 2010 until Today: Source|NFT Evening
These numbers are more than eye-catching—they highlight BTC dominance in wealth creation across all asset classes.
NFT Evening’s study utilized Dune Analytics to track Bitcoin wallets exceeding $1 million. By filtering out wallets with initial balances above $100,000, the focus remained on retail investors.
Data from sources such as bitinfocharts.com and TradingView offered a comparative lens against traditional stocks, making the findings robust and precise.
What Bitcoin achieved on December 5 is more than just a record in terms of value – it is the potential of the digital asset.
By transforming small amounts of money into massive ones, this makes Bitcoin perhaps one of the most powerful wealth creating tools of this century.

BTC’s Journey to Surpass $100,000

The history of Bitcoin from its creation in 2009 up to the point when it crossed the $100,000 mark in December 2024 is eventful.
Starting from the price of $ 0.00099 and 10 000 BTC for a pizza, and then rising to more than $1 for a coin in 2011, $10 000 in 2017 to $68 789 in 2021.
Major events like the Mt. Gox collapse, ETF approvals, and China’s crypto bans shaped its trajectory. By 2024, BTC has already cemented its status as a financial powerhouse, with Bitcoin ETFs, adoption, and policy shifts fueling its climb to over $107,000. This showcases its unmatched wealth-generation potential.

 

Link: https://www.thecoinrepublic.com/2024/12/19/is-bitcoin-the-greatest-wealth-generator-of-our-time/?utm_source=pocket_saves

Source: https://www.thecoinrepublic.com

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How Trump could change Crypto https://www.fintechnews.org/how-trump-could-change-crypto/ https://www.fintechnews.org/how-trump-could-change-crypto/#respond Fri, 07 Feb 2025 04:24:09 +0000 https://www.fintechnews.org/?p=36241 Analysts expect a broad market rally and changes in SEC leadership. Trump’s crypto policies include a bitcoin strategic reserve, banning a central bank digital currency and freeing Ross Ulbricht. By Ben Schiller   Early Wednesday morning, Donald J. Trump won a second presidential term, completing a stunning political comeback. His victory was also crypto’s. The […]

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Analysts expect a broad market rally and changes in SEC leadership. Trump’s crypto policies include a bitcoin strategic reserve, banning a central bank digital currency and freeing Ross Ulbricht.

 

Early Wednesday morning, Donald J. Trump won a second presidential term, completing a stunning political comeback. His victory was also crypto’s.

The industry had championed his candidacy and donated millions to his campaign as well as a host of down-ballot races. Analysts expect a more permissive environment for crypto innovation and regulation as a result.

The election could usher in complete Republican control of the U.S. government, with the White House secured, the Senate flipped and the House likely (though not certain) to remain in the GOP’s hands. After four years of battling the Biden Administration’s, and especially the Securities and Exchange Commission’s, opposition to digital assets, the crypto industry was euphoric at the results.

Here’s what the new political landscape could mean for regulation, assets and major projects, according to CoinDesk analysts and other observers.

Bitcoin to $100K and beyond

Bitcoin is already a beneficiary of yesterday’s election, with prices reaching an all-time-high soon after polls closed. CoinDesk senior analyst James Van Straten expects it to go higher still.

“BTC is still below the [Consumer Price Index] inflation adjusted price which is $77k, so it is still relatively cheap,” Van Straten said. “Google Search traffic for bitcoin on a one-year time frame is also near the lows, which shows we are not near any form of euphoria or greed in the market. As we enter the most bullish period of the year, Q4, we still have two weeks left of the 13-F filings, Nov.14 deadline, to see which institutions have bought the BTC ETFs. In addition, MicroStrategy has announced the biggest at-the-market (ATM) equity offering in capital markets history, which could set the stage for FOMO for other institutions.”

There are caveats, though.

“Trump’s proposed tariffs on China will drive consumer prices higher, bond yields will therefore have to go higher like we are seeing now and interest rates will have to stay elevated and we may even see rate hikes back on the table,” Van Straten cautioned. “This could stunt risk-on assets” – and bitcoin remains in that category.

Good for Tether (USDT), less so for Circle (USDC)

Trump’s victory is also a win for Tether, issuer of the largest stablecoin, USDT, given the company’s relationship with Cantor Fitzgerald. The financial giant manages over $100 billion in U.S. Treasuries for Tether, and Cantor’s CEO, Howard Lutnick, has been a major Trump backer throughout the presidential campaign and is co-chair of the President-Elect’s transition team.
Tether is reportedly under investigation for violations of sanctions and anti-money laundering rules. “While Trump’s election doesn’t necessarily mean the probe will go away, it’s reasonable to expect it won’t be pursued with the same enthusiasm as under the Biden administration,” said CoinDesk markets reporter Tom Carreras.
“Tether will likely be given space to keep growing and cement its lead in the stablecoin space,” Carreras said. With a market capitalization of $120 billion, USDT is over three times larger than its nearest competitor, Circle’s USDC. “Trump’s win means the sky’s the limit as far as Tether is concerned. Consequently, it might be even harder now for Circle to catch up to its rival.”
But it’s not all bad news for Circle, Carreras added. The U.S.-based stablecoin issuer “likely now has a more realistic path towards going public.”

Good for solana (SOL), less so for ether (ETH)

Solana (SOL), the third largest cryptocurrency, would also benefit from the election outcome.

“The SEC is poised for a change of leadership, and it would be surprising for the new chairperson to be as adversarial towards crypto as Gary Gensler has been,” Carreras said. One result is that “financial firms will likely file for spot SOL exchange-traded funds (ETFs) and there’s a decent chance that Solana’s uncertain regulatory status will get resolved, allowing financial institutions to interact with the network in a bigger way.”

A more accommodating SEC also means that “Ethereum is unlikely to remain the only smart contract platform to have a U.S. spot ETF for its token (ETH) or to have regulatory certainty around its status as a commodity,” Carreras added. “In other words, the playing field will likely be leveled, and we can expect competition between Ethereum and Solana to only get fiercer.”

More market breadth

So far this year, the rise of crypto prices has mostly been in BTC and a small number of other popular assets. Out of the 20 assets in the CoinDesk 20 index, only six were in the green as of Nov. 1 (Bitcoin Cash, Render, Near, Bitcoin, Ether, Solana).

Now, following the election, Andy Baehr, managing director at CoinDesk Indices, expects a broader rally.

“This time last year, hopes for bitcoin ETFs drove markets and sentiment higher, with bitcoin in the lead,” Baehr said. “This year, the hope is for better regulatory rails that will lead to broader adoption of a wide variety of digital assets. Fast Layer 1 and Layer 2 blockchains, and DeFi stand to gain as the market senses better market structure to promote growth opportunities.”

The CoinDesk 20 Index is up 8% in the past 24 hours (as of 11.30 am ET), led by Uniswap, Solana and Avalanche.

DeFi to benefit, led by Uniswap

Prices for decentralized finance assets have been relatively muted this cycle. But that could soon change.

“In his campaign, Trump promised to make the U.S. a leading hub for cryptocurrency, which might translate into more favorable regulations for DeFi,” said Shaurya Malwa, CoinDesk deputy managing editor for data and tokens.

“His campaign has indicated a move toward reducing the regulatory burden on crypto, potentially making it easier for DeFi platforms to operate within the U.S. This could involve clearer guidelines for token offerings, possibly recognizing certain tokens as commodities rather than securities under SEC oversight.

“Traders are already reacting to Trump’s presidency favorably,” Malwa observed. “Uniswap’s UNI is up 15% in the past 24 hours — quelling concerns of an ongoing SEC lawsuit that alleged the protocol’s makers sold securities in the U.S.”

Goodbye Gensler ?

In his acceptance speech, Trump said “I will govern by a simple motto, promises made, promises kept.” If so, that could mean a series of seismic changes for digital assets, per this reckoner from WU Blockchain:

Most SEC chairs step down following the election of a new president. Universally unpopular in crypto following his aggressive enforcement actions against major crypto companies, Gary Gensler is expected to leave by the end of the year, though appointing his successor will take time, according to reporting from CoinDesk’s Jesse Hamilton. However, Gensler’s five-year term doesn’t expire until Jan. 5, 2026, and his immediate ouster is not a foregone conclusion.

“A second term for President Donald Trump doesn’t mark an automatic end to Gensler’s tenure,” Hamilton wrote recently. “If he decided to make a stand, he could finish out his term as a commissioner and maintain a Democratic majority at the agency for as long as it takes for the new president to make appointments and the Senate to confirm them.”

In May, Trump promised to commute the sentence of Silk Road founder Ross Ulbricht, who is serving a life sentence. In January, he announced his opposition to a “digital dollar” (or central bank digital currency), joining a long list of Republican candidates who have made similar statements.

 

Link: https://www.coindesk.com/business/2024/11/06/how-trump-could-change-crypto/?utm_source=pocket_shared

Source: https://www.coindesk.com

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Best Crypto for passive income: 3 top Meme Coins to buy now https://www.fintechnews.org/best-crypto-for-passive-income-3-top-meme-coins-to-buy-now/ https://www.fintechnews.org/best-crypto-for-passive-income-3-top-meme-coins-to-buy-now/#respond Wed, 05 Feb 2025 14:21:02 +0000 https://www.fintechnews.org/?p=37185   Meme coins have become one of the most exciting trends in the cryptocurrency world, skyrocketing in value almost overnight. What started as a joke has now evolved into a powerful force, attracting both seasoned investors and newcomers. These coins, often driven by community engagement and viral trends, have the potential to generate life-changing profits. […]

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Meme coins have become one of the most exciting trends in the cryptocurrency world, skyrocketing in value almost overnight. What started as a joke has now evolved into a powerful force, attracting both seasoned investors and newcomers. These coins, often driven by community engagement and viral trends, have the potential to generate life-changing profits. Some meme coins have made history with their meteoric rises, and with each passing year, more projects are entering the scene, hoping to replicate that success.
In 2025, several meme coins have emerged as strong contenders, each with their unique twist. Among these, Arctic Pablo Coin (APC) stands out, with its innovative approach and deflationary mechanics, making it one of the best crypto for passive income this year.
While meme coins like ANDY and Degen are also worth mentioning, it’s Arctic Pablo Coin that truly captures the imagination. The unique theme behind Arctic Pablo Coin revolves around uncovering hidden mysteries and traveling to new locations with every presale phase. This innovative concept offers a fresh perspective in the world of meme coins, which are typically known for their lightheartedness and social media-driven success.
Arctic Pablo Coin’s approach goes beyond just being a fun community coin—it presents an opportunity for investors to engage in a storyline that connects directly to the token’s value and future growth. With the added bonus of its deflationary burn mechanism and exciting presale journey, Arctic Pablo Coin is shaping up to be one of the best crypto for passive income in 2025.

1. Arctic Pablo Coin: A Unique Theme and Strategy

Arctic Pablo Coin ($APC) is more than just another meme coin—it’s an adventure. The project’s theme revolves around the idea of exploring the earth’s hidden secrets, blending the excitement of discovery with the financial potential of cryptocurrency. Each presale phase is tied to a unique location, giving investors a sense of involvement in the journey, as if they are exploring with the coin. This narrative element adds an exciting layer of engagement and excitement that differentiates Arctic Pablo Coin from other meme coins. It’s not just about tokens; it’s about an immersive experience where each location in the presale tells part of a larger story about uncovering the mysteries of the earth.
The innovative strategy behind Arctic Pablo Coin doesn’t end with its theme. One of the key features of this coin is its deflationary mechanism, which ensures that scarcity is built into the project. Every week, unsold tokens during the presale are burned, reducing the total supply of tokens in circulation. This not only helps to boost the value of the remaining tokens but also creates a sense of exclusivity for investors. The token burn process is executed on the Binance Smart Chain (BSC), ensuring transparency and security in every transaction. This approach aims to drive the coin’s value upwards over time, providing a solid foundation for long-term growth and establishing Arctic Pablo Coin as one of the best crypto for passive income opportunities available today.

Unmatched Presale Opportunity: Unique Approach and High ROI Potential

Arctic Pablo Coin’s presale is unlike any other, offering a unique approach that revolves around locations rather than stages. This dynamic system keeps the excitement high and creates a sense of adventure for those who participate early on. Each presale phase is based on a new location, giving the community a fresh experience with each milestone. The presale is currently at its Frostburg location, with over $900,000 already raised and a launch price set at $0.008. The coin’s current price is just $0.000054, making it an incredibly attractive opportunity for early investors. With the presale still in progress, Arctic Pablo Coin is offering a chance to purchase tokens at a fraction of the future launch price.
What sets Arctic Pablo Coin apart is the staggering ROI potential. Investors who buy in early could see an impressive 14,725.93% return on investment from the 9th presale stage to the launch price. This exceptional ROI potential makes Arctic Pablo Coin one of the best crypto for passive income for those looking to capitalize on early-stage investments. As the coin travels through its presale locations, the community is in for an exciting ride, with each new location offering new opportunities to profit. The combination of a unique presale structure, a compelling narrative, and incredible ROI potential makes Arctic Pablo Coin a project that should not be missed by anyone looking to make a strong passive income from cryptocurrency.

2. ANDY: A Meme Coin on the Rise

ANDY is one of the meme coins that has captured the attention of the crypto community. What sets ANDY apart is its ability to engage with its community through interactive events and regular token burns. This meme coin has a strong online presence and has generated significant buzz, thanks in part to its community-driven approach. Investors are drawn to ANDY’s playful nature, but its real appeal lies in its tokenomics, which are designed to create scarcity and value. The coin has already achieved notable milestones and continues to grow in popularity, making it an interesting project for meme coin enthusiasts. Why ANDY made it to this list: Its consistent community engagement and focus on reducing supply make it a solid contender in the meme coin space.
One of the reasons ANDY stands out is the coin’s focus on sustainability within the meme coin ecosystem. While many meme coins burn tokens sporadically, ANDY has made it a point to regularly burn tokens, helping to increase scarcity and boost the value of the remaining coins. This creates a sense of exclusivity and demand, which is key to long-term success in the volatile meme coin market. Despite its playful and lighthearted nature, ANDY is grounded in sound tokenomics, which has allowed it to continue growing in value and attracting new investors. With its active community and regular token burns, ANDY is definitely a meme coin to watch. Why ANDY made it to this list: The coin’s active community and token-burning strategy set it apart from other meme coins in terms of long-term value.

3. Degen: The High-Risk, High-Reward Coin

Degen is a meme coin known for its volatility and high-risk, high-reward nature. Investors who are looking for rapid price movements and the potential for explosive returns are drawn to Degen. The coin has seen massive price surges, often driven by viral events or influencer endorsements. However, with high reward comes high risk, and Degen’s unpredictable nature makes it more suited for investors who are comfortable with a bit of chaos. Despite the volatility, Degen has cultivated a dedicated following, making it an interesting project to track for anyone seeking high-stakes opportunities. Why Degen made it to this list: Its volatility and potential for huge returns make it an intriguing choice for risk-tolerant investors.
Degen is an example of a meme coin that thrives on market speculation and hype. Its price is often driven by social media buzz, celebrity endorsements, and viral trends, which makes it unpredictable but also highly profitable in the right conditions. This makes Degen a prime candidate for those looking to capitalize on quick, high-risk gains. While it may not have the long-term stability of other coins, the potential for rapid short-term growth makes Degen an interesting option for speculative investors. Why Degen made it to this list: Its ability to capitalize on social media trends and its potential for quick profits make it a standout in the high-risk meme coin category.

Conclusion: The Best Crypto for Passive Income in 2025

Based on the latest research, the best crypto for passive income are Arctic Pablo Coin, ANDY, and Degen. However, Arctic Pablo Coin emerges as the most exciting opportunity for investors seeking long-term, sustainable growth. With its unique narrative, innovative token burn mechanism, and incredible ROI potential, Arctic Pablo Coin offers unparalleled value for those looking to make passive income from cryptocurrency. For anyone serious about entering the meme coin space in 2025, Arctic Pablo Coin is the standout choice, offering both adventure and profit. Don’t miss out—invest now and be part of the next big thing in crypto!

 

Link: https://www.analyticsinsight.net/cryptocurrency-analytics-insight/best-crypto-for-passive-income-3-top-meme-coins-to-buy-now-for-maximum-returns?utm_source=pocket_saves

Source: https://www.analyticsinsight.net

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Why smart investors buy Bitcoin not Real Estate https://www.fintechnews.org/why-smart-investors-buy-bitcoin-not-real-estate/ https://www.fintechnews.org/why-smart-investors-buy-bitcoin-not-real-estate/#respond Tue, 04 Feb 2025 23:15:47 +0000 https://www.fintechnews.org/?p=37179 Bitcoin’s finite supply, unmatched liquidity, and deflationary model make it the ultimate asset for modern investors. Learn why forward-thinking investors have decided to buy Bitcoin over real estate in an inflationary world. By Mark Mason In today’s dynamic economic landscape, seasoned investors are reevaluating their portfolios and considering the potential of Bitcoin as an alternative […]

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Bitcoin’s finite supply, unmatched liquidity, and deflationary model make it the ultimate asset for modern investors. Learn why forward-thinking investors have decided to buy Bitcoin over real estate in an inflationary world.

In today’s dynamic economic landscape, seasoned investors are reevaluating their portfolios and considering the potential of Bitcoin as an alternative to traditional assets like real estate. With a finite supply and transformative growth potential, Bitcoin presents a compelling case for forward-thinking investment strategies.

Real Estate: The Illusion of Stability

Real estate has long been regarded as a safe haven for preserving wealth. However, the housing market is not immune to systemic risks such as interest rate hikes, government intervention, and economic downturns. Moreover, property investments often require significant maintenance costs, taxes, and liquidity sacrifices.
Bitcoin, in contrast, offers unparalleled portability, resistance to confiscation, and immunity from local economic or geopolitical disruptions. Unlike property, Bitcoin has no maintenance costs or physical constraints.

The Rise of Bitcoin as a Store of Value

Bitcoin’s limited supply of 21 million coins establishes it as “digital gold” for the 21st century. Over the past decade, Bitcoin has consistently outperformed other asset classes, delivering exponential returns despite volatility.
In comparison, real estate’s appreciation is often tied to inflation and government monetary policy, which can diminish its true value over time. Bitcoin, on the other hand, operates on a deflationary model, ensuring scarcity and preserving purchasing power.

Liquidity and Accessibility

Real estate investments often require lengthy transactions, high fees, and significant regulatory hurdles. Selling a property can take months, tying up capital and reducing agility. Bitcoin, however, offers instant liquidity and can be traded 24/7 on global exchanges. This accessibility empowers investors to move their wealth seamlessly across borders.
The data underscores Bitcoin’s ability to preserve and grow wealth more effectively than traditional property investments.

Hedging Against Inflation

Real estate prices often mirror inflationary trends but fail to outpace them significantly. Bitcoin, designed as a hedge against fiat currency devaluation, has demonstrated its resilience in inflationary periods. As central banks continue to print money at unprecedented rates, Bitcoin’s finite supply ensures its value is protected from monetary debasement.

Figure 3: Property Priced in BTC showing how Bitcoin has consistently gained purchasing power relative to real estate. Source -Bitcoin Magazine Pro

Property Priced in BTC showing how Bitcoin has consistently gained purchasing power relative to real estate. Source -Bitcoin Magazine Pro

Flexibility for Modern Investors

Today’s investors prioritize flexibility and global access. Real estate is a localized, illiquid asset that limits mobility. Bitcoin, by contrast, is borderless and allows for decentralized ownership without reliance on traditional financial systems. This feature is especially attractive to younger, tech-savvy investors who value freedom and control.

A Bold Vision for the Future

Bitcoin is more than just a speculative asset; it’s a financial revolution. By embracing Bitcoin, smart investors position themselves at the forefront of this paradigm shift. As Bitcoin adoption grows, its value proposition becomes increasingly clear: a robust, deflationary asset designed for the modern economy.
Figure 4: BTC vs. US Property demonstrating Bitcoin’s trajectory as a superior investment vehicle compared to real estate. Source - Bitcoin Magazine Pro

Figure 4: BTC vs. US Property demonstrating Bitcoin’s trajectory as a superior investment vehicle compared to real estate. Source – Bitcoin Magazine Pro

Conclusion

While real estate has historically been a cornerstone of investment portfolios, Bitcoin offers a transformative alternative that aligns with the demands of a rapidly evolving global economy. For those seeking to preserve wealth, hedge against inflation, and capitalize on groundbreaking technology, Bitcoin is the asset of choice. The question is no longer “Why Bitcoin?” but rather “Why not Bitcoin?”

 

Link: https://bitcoinmagazine.com/markets/why-smart-investors-buy-bitcoin-not-real-estate?utm_source=pocket_saves

Source: https://bitcoinmagazine.com

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Bitcoin: What went wrong? https://www.fintechnews.org/bitcoin-what-went-wrong/ https://www.fintechnews.org/bitcoin-what-went-wrong/#respond Tue, 04 Feb 2025 14:46:42 +0000 https://www.fintechnews.org/?p=37172 The priorities of Bitcoiners are starting to shift in the wrong direction, and represent an actual existential threat to the success of a censorship resistant and resilient system. By Shinobi Something has fundamentally changed in this ecosystem. A big shift in the core ethos of things. Regardless of what you think about politics in the […]

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The priorities of Bitcoiners are starting to shift in the wrong direction, and represent an actual existential threat to the success of a censorship resistant and resilient system.

Something has fundamentally changed in this ecosystem. A big shift in the core ethos of things. Regardless of what you think about politics in the wider world, Bitcoin itself as a network and protocol was something explicitly designed to function in a hostile environment, in an environment where politics and governments are actively antagonistic towards it.
The core value proposition of Bitcoin itself is that, as a system, it can continue functioning despite such antagonism in a hostile environment. It can be a foundation for us to build upon, with everything built upon it inheriting that resilience to some degree in the face of a well equipped antagonist.
It seems like faith in that core value proposition has almost completely evaporated in this ecosystem. Determination to build upon that foundation, and to protect its soundness at all costs, seems to have evaporated. In its place we now have cheerleading politicians, favor trading for selectively beneficial regulation, and prioritization of short term financial gain over the preservation of what makes Bitcoin valuable in the first place.
People are less concerned with the creeping web of business relationships in the mining ecosystem, which is the bedrock of Bitcoin’s foundation of openness and censorship resistance, and more concerned with whether President Trump is going to just pump our bags, or pump the bags of shitcoiners too.
We are counting our chickens before they hatched.
Bitcoin has issues regarding mining centralization, and that part of the ecosystem’s vulnerability to regulatory attacks and mandates from governments that could put at risk the ability of people to openly use the network without fear of censorship. It has issues in terms of scalability, and the ability to support enough users using the network self-custodially to actually be a viable means of protests and opting out at a large enough scale to matter to governments. The custodians people otherwise will have to use are just as regulatorily vulnerable as miners are becoming. It also has a serious privacy issue, which opens users themselves to regulatory pressure forcing them into self censorship.
Bitcoin has all of these problems, and rather than focusing on solving them so that Bitcoin can remain the resilient system that made it valuable in the first place, people are more concerned with currying political favor with the current US Presidential Administration for token policy wins and short term financial gain at the cost of major concessions that very well could seriously damage Bitcoin’s foundation.

 

Link: https://bitcoinmagazine.com/takes/bitcoin-what-went-wrong?utm_source=pocket_saves

Source: https://bitcoinmagazine.com

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BlackRock: Bitcoin is a hedge against geopolitical uncertainty https://www.fintechnews.org/blackrock-bitcoin-is-a-hedge-against-geopolitical-uncertainty/ https://www.fintechnews.org/blackrock-bitcoin-is-a-hedge-against-geopolitical-uncertainty/#respond Tue, 04 Feb 2025 07:11:14 +0000 https://www.fintechnews.org/?p=34827 By Michael Grullon Head of Thematic and Active ETFs at BlackRock Jay Jacobs says that Bitcoin is a hedge against geopolitical uncertainty and monetary risk. Speaking on the first edition of BlackRock’s Quick Download series, Jacobs said that the digital assets industry is blowing up, and investors are loving its IBIT ETF since launch. “Bitcoin […]

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“Bitcoin is a nascent asset. It’s only one-tenth of the size of the gold market,” Jacobs says in the video. “Therefore, it has high volatility and behaves a bit differently than stocks and bonds. A lot of investors look at it as a potential hedge against geopolitical and monetary risks. Other investors look at it as a way to play future adoption of blockchain technology. In either case, investors must take a measured approach to Bitcoin, considering both the risks and the potential returns of the asset.”

Despite Market Downturn, BlackRock’s Bitcoin ETFs still dominate the charts

Since the launch of Spot Bitcoin ETFs in January 2024, Bitcoin has exploded in price to new all-time highs. In March, the leading digital currency reached its ATH of 73,000. BlackRock’s Bitcoin ETF has been the most profitable, with Grayscale sitting close behind in terms of inflow. BlackRock’s IBIT surpassed Grayscale’s Bitcoin ETF in the last week of May. The flip was notable in that Grayscale had converted its Bitcoin trust that had been on the OTC market since 2015.
Now at the midpoint of the year, crypto-based ETFs have dominated the conversation within the finance sector. Bitcoin had seen its offering approved in January, with Ethereum following that with an approval last month. Although the latter has yet to go live, BTC has proven immensely valuable.
BlackRock’s promotion of Bitcoin and its IBIT ETF comes at an interesting time though, as the inflow of all Spot Bitcoin ETFs has begun to slow. The decrease in inflows marks a shift away from the initial hype around ETFs. As the demand for Bitcoin slows, the price of the asset has also shrunk back down to the low $61,000 threshold. Furthermore, BlackRock and other asset management firms have also thrown their ETF hats into Ethereum, with those assets expecting approval as soon as next week.
Many investors view Bitcoin and digital assets as the future of everyday finance, thus the interest in these ETFs. BlackRock believes that this interest in the cryptocurrency sector will only grow, especially as new alternatives for the dollar and investing become more popular.

 

Link: https://watcher.guru/news/blackrock-bitcoin-is-a-hedge-against-geopolitical-uncertainty?utm_source=pocket_shared

Source: https://watcher.guru

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What next for Bitcoin, Ether, XRP as Donald Trump eyes further tariffs? https://www.fintechnews.org/what-next-for-bitcoin-ether-xrp-as-donald-trump-eyes-further-tariffs/ https://www.fintechnews.org/what-next-for-bitcoin-ether-xrp-as-donald-trump-eyes-further-tariffs/#respond Mon, 03 Feb 2025 23:38:14 +0000 https://www.fintechnews.org/?p=37169 Buying the dip after a massive liquidation flush and higher demand for stablecoin could fuel growth in bitcoin and the broader crypto market, some say. By Shaurya Malwa What to know: Donald Trump’s imposition of tariffs on Canada, Mexico, and China has led to a significant drop in crypto value. However, there’s a perspective that […]

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Buying the dip after a massive liquidation flush and higher demand for stablecoin could fuel growth in bitcoin and the broader crypto market, some say.

What to know:

  • Donald Trump’s imposition of tariffs on Canada, Mexico, and China has led to a significant drop in crypto value.
  • However, there’s a perspective that this might be a ‘buy-the-dip’ opportunity.
  • Crypto futures market experienced $2.2 billion in liquidation, which could signal the end of a price correction, providing a short-term buying opportunity
Donald Trump’s decision to levy tariffs may have turned market sentiment linked to his pro-crypto promises, causing a steep drop in bitcoin (BTC) and majors in the past 24 hours.
Traders believe Monday’s bloodbath could turn out to be a buy-the-dip opportunity for several reasons, stemming from the eventual growth of and demand for dollar-backed stablecoins.
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“One bullish take is for stablecoins,” Peter Chung, head at Presto Research, told CoinDesk in a Telegram message.
“Treasury Secretary Scott Bessent has noted recently that Trump prefers tariffs over sanctions as a diplomatic tool, as the latter push countries away from the dollar, weakening U.S. financial hegemony. If that’s the case, Trump would likely prioritize the Stablecoin Bill in Congress, as it would enhance the dollar’s functionality, reinforcing its global dominance,” Chung said.
Vincent Liu, chief investment officer at Kronos Research, mirrored the sentiment.
“With ongoing concerns over tariff escalations and currency volatility—illustrated by the Canadian dollar’s decline against the USD since tariffs were introduced—stablecoins pegged to major fiat could see accelerated adoption,” Liu said.
“As a hedge against economic uncertainty, they streamline global transactions, remove forex conversion hurdles, and provide a seamless gateway into crypto. In the long run, increased stablecoin adoption could enhance liquidity, attract institutional capital, and drive regulatory clarity. This evolution may position stablecoins as a cornerstone of the crypto economy, reinforcing market stability and fueling sustained growth,” Liu added.
A $2.2 billion flush from rypto futures since Sunday may also provide the bedrock for short-term respite. High liquidations can often signal an overstretched market and indicate the end of a price correction, making it favorable to buy after a steep fall.
Price-chart areas with high liquidation volumes can act as support or resistance levels where the price might reverse due to the absence of further selling pressure from liquidated positions.
However, if the market continues declining, those with short positions might see this as validation, potentially increasing their bets. Conversely, contrarian traders might view heavy liquidation as a buying opportunity, expecting a price recovery once the sell-off momentum wanes.

What Happened?

Trump imposed a 25% tariff on goods from Canada and Mexico and a 10% tariff on imports from China over the weekend. The move seemingly started a trade war: Canada countered with a 25% tariff on $106 billion worth of U.S. goods, and Mexico is expected to implement similar measures.
Two-year Treasury yields increased, while the 10-year yield decreased, indicating concerns about short-term inflation. Asian markets fell on Monday, gold prices dropped, oil rose, and crypto market tanked.
Trump is also eying tariffs on goods imported from the European Union, which could come “pretty soon,” per the BBC. The EU said it would act as a collective and “respond firmly” if and when tariffs come in, indicating retaliatory taxes.
The core idea of tariffs is to make imports more expensive, thereby encouraging domestic production and reducing reliance on foreign goods. This is part of a broader strategy to use trade policy to leverage better terms for the U.S. in international trade negotiations.
However, tariffs increase the cost of goods exported to the U.S., which can hurt these countries’ economies by reducing demand for their products. If one country imposes tariffs, others might respond with their own, leading to a cycle of escalating trade barriers.
Tariffs disrupt established supply chains, which are often globalized. Increasing costs or blocking certain goods can lead to shortages or higher prices elsewhere, prompting further protectionist measures from affected countries — leading to more disruption in financial markets.
The lack of forthcoming catalysts may mean crypto markets are stuck in a lull period, except for a strong, isolated catalyst that directly bumps up bitcoin.
“Sentiment has turned negative with little hope that things can turn around, except for a potential Bitcoin Strategic Reserve and more regulatory support from the government,” Nick Ruck, director at LVRG Research, told CoinDesk in a Telegram message.
“Although the market conditions are vastly different, tariffs from the previous Trump administration could be a showcase for tariff announcements, which were only short-term shocks to crypto prices while the general bullish trend remained intact,” Ruck added.

 

Link: https://www.coindesk.com/markets/2025/02/03/what-next-for-bitcoin-ether-xrp-as-donald-trump-eyes-further-tariffs?utm_source=pocket_shared

Source: https://www.coindesk.com

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Top 8 ways to generate aassive income from Cryptocurrency https://www.fintechnews.org/top-8-ways-to-generate-aassive-income-from-cryptocurrency/ https://www.fintechnews.org/top-8-ways-to-generate-aassive-income-from-cryptocurrency/#respond Fri, 10 Jan 2025 11:11:30 +0000 https://www.fintechnews.org/?p=36041 By Pratik Chadhokar Top 8 Ways to Generate Passive Income from Cryptocurrency in 2024 In the rapidly developing world of cryptocurrency, there are several popular and profitable ways to generate passive income. Whether you’re a seasoned investor or a newcomer to the crypto space, there are several ways to make your digital assets work for […]

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Top 8 Ways to Generate Passive Income from Cryptocurrency in 2024

In the rapidly developing world of cryptocurrency, there are several popular and profitable ways to generate passive income. Whether you’re a seasoned investor or a newcomer to the crypto space, there are several ways to make your digital assets work for you. Here are the top eight ways to earn passive income in 2024, each with unique benefits and appeal!

1.       Crypto Staking

2.       Yield Farming

3.Participating in DAO Governance

4.Crypto Savings Accounts

5.NFT Creation and Royalties

6.Play-to-Earn Ecosystems

7.Automated Trading Bots

8.Tokenized Investments

1. Crypto Staking- Unlock Rewards While You Hold

PoS blockchain system allows validators to participate directly in the transaction process. Unlike miners in PoW, who must solve complex mathematical problems to add blocks to the blockchain, validators in PoS are selected based on the amount of coins they hold. They can use as collateral to achieve consensus. This method helps secure the network, validates transactions, and rewards participants with additional coins.

Staking on CryptoHeap

The staking service provider, the CryptoHeap platform, provides numerous staking plans for users interested in making investments in this field. Also, CryptoHeap provides competitive APY and a user-friendly appearance, which allows users to start staking easily.

It provides a chance to stake with various cryptocurrencies for staking, which has different rates and different minimum amounts to start staking. In this way, CryptoHeap offers a great platform for users to get maximum returns with all the relevant information. CryptoHeap provides many staking plans for choosing and earning rewards. Here’s the full guide for stakers to kickstart and secure your staking account on your favorite staking plan provider.

Create an account:

Sign up on CryptoHeap.com and confirm your account. You will be a lucky staker to get a welcome bonus of $100 upon completing the sign-up process.

Select a best-suited staking Plan(s)

Go to staking, explore the availability of a diverse range of staking plans, and select plans as preferred.

Make an Investment

Invest in your selected staking plan.

Now all set:

You have to look over your rewards on the CryptoHeap dashboard and watch how your investment is growing.

Advantages of Affiliate Rewards on CryptoHeap

Affiliate Rewards enable you to profit through referrals of new users joining the network through their referrals. In plain words, current users benefit from new users who register and post activities, for which they can also earn rewards. The rewards of the current users may come in the form of a commission, discount, or whatever financial advantage. Affiliates are important in attracting more users and gaining the trust of newcomers since they have the same experiences on this particular platform.

How the Affiliate Program Works

The CryptoHeap Referral program provides a simple and effective interface for users. The participants can gain rewards when they share the platform with others.  The referral program of CryptoHeap provides different commissions depending on the performance of the new user.
Level 1 user– when you bring an affiliate to the platform, you will receive 3.5% cashback on all payments they have made.
Level 2 user- when your affiliate brings another participant to the platform, you will receive a 1.5% commission from the participant when they do transactions via the platform.

2. Yield Farming- Maximize Your Returns with DeFi

Yield farming is similar to investing crypto to work on a decentralized finance (DeFi) platform. You can earn interest and additional tokens by lending or providing liquidity. This strategy allows you to capitalize on the burgeoning DeFi sector and enjoy potentially high returns.
How to Get Started:
  • Research about DeFi platforms like Aave or Compound.
  • Provide liquidity or stake your assets.
  • Reinvest your earnings to gain rewards!

3. Participating in DAO Governance- Earn by Influencing Decisions

Decentralized Autonomous Organizations (DAOs) are changing how decisions are made in the world of cryptocurrency. If you own governance tokens, you can take part in making decisions and get rewards for your participation. It is a unique way to not only contribute to a project’s direction but also earn passive income.
How to Get Started:
  • Invest your crypto in projects with a DAO structure.
  • Acquire governance tokens and participate in votes.
  • Receive incentives based on your participation and efforts!

4. Crypto Savings Accounts- Interest-Generating Simplicity

You can deposit your cryptocurrencies and earn interest via crypto savings accounts, similar to traditional savings accounts but with much higher rates. Platforms like BlockFi and Nexo offer competitive interest rates that can significantly grow your holdings over time.
How to Get Started:
  • Sign up for a crypto savings account on a trusted platform.
  • Deposit your cryptocurrencies on the platform.
  • Enjoy the benefits of compounding interest via depositing your cryptocurrencies!

5. NFT Creation and Royalties- Turn Creativity into Cash

Creating non-fungible tokens (NFTs) allows you to monetize your digital art or assets. However, this is not the end; establishing royalties guarantees that you receive a cut whenever your NFT is sold again in the online marketplace.
How to Get Started:
  • Create or mint your NFTs on platforms like OpenSea or Rarible.
  • Set royalty fees when creating the digital asset.
  • Cash in on ongoing sales of your creations!

6. Play-to-Earn Ecosystems- Earn While You Game

Play-to-earn (P2E) games are revolutionizing how players interact with games. You can earn cryptocurrencies or NFTs by playing the selected games and earning an income while playing these games and enjoying your free time.
How to Get Started:
  • Choose popular P2E games like Axie Infinity or The Sandbox.
  • Earn rewards by playing and completing the challenges of the game.
  • Trade or sell your in-game assets to gain real profits!

7. Automated Trading Bots- Let Technology Work for You

Automated trading bots, via pre-set rules and guidelines, make accurate trading to the market’s oscillations without requiring constant supervision. Hence, passive income is made possible. These bots can operate 24/7, forming a very good tool for investors looking to generate passive income.
How to Get Started:
  • Research reliable trading bot platforms like 3Commas or Cryptohopper.
  • Set up your bot with customized trading strategies.
  • Wait and eagerly watch until your investments grow!

8. Tokenized Investments- Fractional Ownership Made Easy

It means that tokenization allows investing in a specific real-world asset, be it real estate or even art, by means of blockchain technology. One can buy tokens representing a small fraction of the asset and get rental income or share profits without having to own the whole thing.

How to Get Started:

  • Join platforms that offer tokenized investments, like RealT or CurioInvest.
  • Acquire tokens as a means of investing in the selected clip.
  • Enjoy the benefits of passive income from your fractional ownership!

Conclusion

These days, users can obtain passive income through cryptocurrency using various methods. From staking and farming to the interaction with DAOs’ exploration of play-to-earn games, people choose several strategies based on their preferences.
Crypto staking is a superb way of receiving rewards and passive income if done strategically. The better the staking platforms and management of your staked tokens, the higher the returns for securing the network. With these eight avenues waiting for you, make a foray into them today and see your financial future blossom!

 

Link: https://www.thecoinrepublic.com/2024/10/14/top-8-ways-to-generate-passive-income-from-cryptocurrency-in-2024/?utm_source=pocket_saves

Source: https://www.thecoinrepublic.com

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Bitcoin’s role as collateral in Real Estate development financing https://www.fintechnews.org/bitcoins-role-as-collateral-in-real-estate-development-financing/ https://www.fintechnews.org/bitcoins-role-as-collateral-in-real-estate-development-financing/#respond Thu, 09 Jan 2025 06:33:31 +0000 https://www.fintechnews.org/?p=35504 A look at the dynamics of bitcoin as collateral in real estate financing. By Leon Wankum Enhancing Creditworthiness with Bitcoin in a Debt-Intensive Economy Since US President Richard Nixon announced in 1971 that the US dollar would no longer be convertible into gold at a fixed rate, central banks around the world have started operating […]

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A look at the dynamics of bitcoin as collateral in real estate financing.

Enhancing Creditworthiness with Bitcoin in a Debt-Intensive Economy
Since US President Richard Nixon announced in 1971 that the US dollar would no longer be convertible into gold at a fixed rate, central banks around the world have started operating a fiat-based monetary system with floating exchange rates and no currency standard. As a result, the money supply worldwide has increased exponentially and most industries now rely on credit to finance their operations and growth.
With the anticipated further devaluation of fiat currencies, driven by nation states needing to produce additional currency to cope with high borrowing costs, the creditworthiness of companies across all sectors is becoming increasingly important. This is particularly true for the real estate sector, which is extremely debt-intensive. In this context, bitcoin can play a crucial role as a disinflationary money, meaning its inflation rate decreases over time, providing an appreciating capital base that can help mitigate the risks associated with fiat currency devaluation and enhance a real estate company’s creditworthiness. In the following I will explain why bitcoin should be integrated into real estate development financing, illustrating how to integrate bitcoin into real estate investment from the start.

Why Bitcoin Should Be Integrated into Real Estate Development Financing

Real estate has been widely used as an inflation hedge since the inflationary policies following the Nixon shock in 1971, closely tracking the growth of the US money supply M2. Consequently, real estate has accrued a substantial monetary premium, indicative of the collective confidence in its ability to serve as a reliable store of value, a function traditionally associated with money, that is no longer possible due to decades of monetary inflation that has decimated fiat money’s purchasing power. However, with the rise of bitcoin, a near-perfect digital alternative, there’s potential for a shift. This gradual transition could diminish the monetary premium that real estate has historically enjoyed, redirecting it toward bitcoin over time. Bitcoin offers an alternative that is easier to access and cheaper to store and maintain.
Real estate investors can benefit greatly from integrating the purchase of bitcoin at the start of a development project by including it in project financing. This approach hedges against the scenario where real estate loses its monetary premium to bitcoin, due to bitcoin’s superior qualities as a store of value.
Similarly, bitcoin competes with real estate by serving as a digitally accessible, globally usable, and pristine collateral for lending. The popularity of real estate investments stems not only from its use as a store of value but also from its common use as collateral in the traditional banking system.
We can therefore assume that bitcoin’s increasing use as collateral, due to its accessibility and user-friendly nature for both borrowers and lenders, will negatively impact the use of real estate in this capacity. As more people recognize bitcoin’s advantages as collateral, real estate may see a decline in use for this purpose, while bitcoin’s importance as a type of collateral grows.
It is therefore important to integrate bitcoin into real estate development from the start, ensuring that investors are well-positioned to capitalize on bitcoin’s growing role in the financial landscape and its impact on real estate’s valuation.
My proposition is to integrate the purchase of bitcoin into real estate development financing. Allocating a portion of a loan, let’s say 10%, to purchase bitcoin enables real estate developers to hedge against the risk of real estate losing its status as humanity’s primary store of value. This strategy prepares real estate developers for a potential shift towards a Bitcoin standard, a hypothetical reality in which bitcoin becomes the world’s main store of value and unit of account, and real estate may no longer dominate.

The Benefits of Integrating Bitcoin into Real Estate Development Financing

By incorporating the purchase of bitcoin into real estate development financing and holding the bitcoin within the same legal entity that holds the property titles, developers can capture the monetary premium that flows from real estate into bitcoin, hedge against monetary inflation, and build resilience and creditworthiness over time. This ensures the ongoing viability of their business operations while leveraging the benefits of both asset classes: bitcoin’s price appreciation and real estate’s cash flow.
Integrating bitcoin into real estate financing can also help facilitate a smoother and more productive transition onto a Bitcoin standard where the value of real estate is expected to be based on its utility, as people can save in bitcoin by default rather than having to invest in real estate to protect their purchasing power. Additionally, this approach can help developers gain more independence from the inflationary fiat system, which is making it increasingly difficult to beat inflation and remain profitable.
Inflation severely devalues fiat currencies and erodes purchasing power. Initially, this scenario benefits the real estate sector as people invest in properties to outperform inflation, thus increasing its nominal value. Besides, inflation decreases the real cost of debt incurred to develop or purchase real estate over time, temporarily benefiting property owners. However, in the long term, inflation negatively affects the real estate industry due to soaring construction and maintenance costs, and the diminishing value of income generated from properties.
This dual impact underscores the need for an alternative strategy, such as incorporating bitcoin into credit products to hedge against the negative consequences of inflation. An ideal scenario for integrating bitcoin into real estate development would involve a financial service provider offering traditional financing supplemented with a portion of bitcoin in the loan. By incorporating the purchase of bitcoin into credit lines, businesses can not only survive but also thrive in an inflationary environment.
This approach benefits the borrower by providing a hedge against inflation but also offers the lender additional security through the inclusion of a disinflationary digital asset, bitcoin, as collateral.
I will now provide an example of such a loan.

Example Real Estate Development Loan Enhanced with Bitcoin

Let’s imagine a bank financing a $10 million real estate development project. The bank could extend the loan to $11 million and require the developer to purchase bitcoin for an additional $1 million, bringing the total loan amount to $11 million (with 91% intended for real estate development and 9% for bitcoin acquisition). This strategy serves as a hedge against several key risks for the borrower:
  1. It protects against the erosion of the monetary premium traditionally associated with real estate by the growing importance of bitcoin, a near-perfect digital store of value.
  2. It provides a safeguard against the perils of monetary inflation.
  3. It allows a company to build a novel capital base through the increase in value of bitcoin, which can be used to finance maintenance, further construction or other development projects.
  4. By owning bitcoin, particularly in the debt-intensive real estate sector, the credit rating of a company improves over time.
  5. Bitcoin, as an absolutely scarce and decentralized asset, exists outside the inflationary fiat system, offering stability during times of economic instability. In chaotic conditions, its limited supply and independence from central banks make its value proposition more apparent, acting as a hedge against financial collapse and strengthening the market from within.
  6. The borrower should ideally retain possession of the bitcoin for the long term and continuously, even after the loan is repaid. This serves as a hedge against property confiscation.
  7. Repeat the process with a new construction project while lending against the held bitcoin and potentially acquire more bitcoin through a new project financing, to continuously ensure the financial stability and growth of your business.
Including the purchase of bitcoin in a credit line also holds significant advantages for the lender. In the event of a project’s failure and subsequent property liquidation, both the lender and, depending on the agreement, ideally also the borrower, are left with an asset: bitcoin.
This principle is not limited to the real estate sector but is applicable to all industries. I can therefore imagine bitcoin becoming an integral part of credit products, specifically to hedge against loan defaults.
If bitcoin is properly secured, its purchasing power will continue to increase even in the event of a loan default. Bitcoin safeguards lenders and potentially borrowers in the event of a borrower’s failure to repay, provided that the borrower also holds custody of the bitcoin.

Including bitcoin in a loan not only acts as an effective hedge against default but also offers the advantage of swift and cost-effective liquidation in the event of non-payment. Bitcoin’s high liquidity considerably accelerates and reduces the expense of this process compared to a property. Once financial institutions understand that they can use bitcoin in this manner, it will undoubtedly become a fundamental component of lending solutions

Managing bitcoin custody properly is crucial. Consider multisignature setups or multi-custodial solutions to ensure security and control. For lending purposes, non-custodial solutions are emerging as a secure method for handling funds. Multisignature wallets, which require multiple signers to move funds, offer a significant advantage by allowing both lenders and borrowers to share custody. This collaborative approach enhances security and trust, as it provides oversight and control to all parties involved. It ensures that funds can only be accessed with the agreement of a majority of all authorized signers, reducing the risk of loss, theft, misuse, or mismanagement.

Conclusion

Including the purchase of bitcoin as part of a credit line generally increases the security of a loan structure, benefiting both borrowers and lenders. Bitcoin can be integrated relatively easily into the structure of real estate development financing. It presents a compelling narrative that challenges traditional views on real estate but offers an innovative solution to growing concerns about inflation and the rising costs of construction and maintenance.
The integration of bitcoin into financing is in its nascent stages, with no known products specifically tailored for real estate development. Nevertheless, the possibilities are vast and promising. This type of product will likely emerge from an innovative company that recognizes the potential of incorporating bitcoin into lending products. Traditional financial institutions are likely to be the last to recognize and seize this opportunity because of their reliance on established systems and regulatory constraints.
The dynamics described are prevalent in most industries, including real estate, banking and finance, energy, manufacturing, retail, healthcare, technology, aviation, mobility, food and beverages, and many others. Consequently, the integration of bitcoin into credit products would be beneficial to most industries, making it conceivable that bitcoin will become an integral part of credit markets, especially to secure loans against default. This could bolster the resilience of market actors in the face of rising economic and geopolitical uncertainties.

 

Link: https://bitcoinmagazine.com/markets/bitcoins-role-as-collateral-in-real-estate-development-financing-?utm_source=pocket_saves

Source: https://bitcoinmagazine.com

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Is Bitcoin a monetary safe haven? https://www.fintechnews.org/is-bitcoin-a-monetary-safe-haven/ https://www.fintechnews.org/is-bitcoin-a-monetary-safe-haven/#respond Wed, 08 Jan 2025 11:01:28 +0000 https://www.fintechnews.org/?p=35927 Robbie Mitchnick of BlackRock views Bitcoin as a viable global monetary alternative, distinct from traditional financial assets. BlackRock’s Bitcoin ETF requires withdrawals within 12 hours and operates its own node for on-chain verification. US SEC delayed decision on BlackRock Ethereum ETF options listing. By Kelvin Munene BlackRock’s head of digital assets, Robie Mitchnick, recently stated […]

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  • Robbie Mitchnick of BlackRock views Bitcoin as a viable global monetary alternative, distinct from traditional financial assets.
  • BlackRock’s Bitcoin ETF requires withdrawals within 12 hours and operates its own node for on-chain verification.
  • US SEC delayed decision on BlackRock Ethereum ETF options listing.
BlackRock’s head of digital assets, Robie Mitchnick, recently stated that it appears to be somewhat incorrect to point to Bitcoin as a “risk-on” asset even if the correlation with US equity price has been high recently.
In general, higher-risk assets such as equities, commodities, and high-yielding bonds perform during economic upturns and periods of market optimism. Investors resort to investing in goods that are unstable during these periods, such as gold.
He said this label has influenced investors’ perceptions, especially those who rely on a narrative that centers on Bitcoin’s price. Mitchnick is convinced that long-term drivers of Bitcoin prices are, in fact, fundamentally different from drivers of typical equities.
As a result of this misrepresentation, Bitcoin’s true risk profile has become unclear. According to Mitchnick, by treating Bitcoin as though it should act like stocks, the cryptocurrency sector has unintentionally contributed to the spread of this misconception.
He suggested that Bitcoin ought to be considered a “risk-off” asset because of its decentralized and non-sovereign nature. He said that just a few big events a year really change Bitcoin’s foundations and that outside variables rarely affect the crypto’s value.

BlackRock’s Operational Update on Bitcoin ETF

Recently, the asset management firm has submitted an update to its Bitcoin exchange-traded fund (ETF) in response to investor concerns over Coinbase’s on-chain settlement processes. In a filing with the US Securities and Exchange Commission, BlackRock stated that it will revise the ETF to mandate Bitcoin withdrawals from Coinbase within 12 hours.
BlackRock’s latest change comes in response to industry-wide worries over Coinbase’s ETF custodian procedures. Investors are increasingly requesting that Coinbase provide on-chain evidence of the Bitcoins purchased by the spot ETFs.
In the US, Coinbase is the custodian for eight of the nine newly approved Ether ETFs and ten of the eleven spot Bitcoin ETFs. Concurrently, Michael Saylor also extended his support to Bitcoin optimism that BlackRock’s Robie Mitchnick has displayed.
To him, the fact that Bitcoin is finite and the system is decentralized gives the crypto an edge over the fiat currency. This is per BlackRock’s view that there is an increasing need for non-sovereign securities.

US SEC‎ Delays Decision On Blackrock’s Ethereum Etf Options Listing

In addition, the U.S. Securities and Exchange Commission (SEC) has postponed its decision on the Nasdaq’s proposal to list and trade options on BlackRock’s spot Ethereum ETFs. Originally set for an earlier date, the new deadline for the ruling is now November 10.
This delay follows closely after the SEC granted permissions for options trading on BlackRock’s iShares Bitcoin Trust. BlackRock’s Ethereum ETFs, particularly the ETHA, have demonstrated notable market resilience, attracting significant investment. With net assets of approximately $963 million and $1.10 billion in net inflows, ETHA stands out in the crypto landscape.

 

Link: https://www.thecoinrepublic.com/2024/09/27/is-bitcoin-a-monetary-safe-haven-blackrock-exec-weighs-in/?utm_source=pocket_saves

Source: https://www.thecoinrepublic.com

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